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Foreclosure is the legal process by which a lender reclaims his property to collect the outstanding balance on a mortgage or loan.
The property can be sold at an auction and the proceeds are used to settle the debt. Foreclosure can happen within 110 days from the time that the Notice of Default is recorded. The loaner can seek the remainder of the loan if the sale price doesn’t satisfy the debt.
There are actions to stop a foreclosure with the help of a California Foreclosure Defense attorney. By filing a Chapter 13 bankruptcy you can catch up on payments on your home through a payment plan worked out with the bankruptcy trustee.
Joe La Costa can help you strategize to resolve your debt. There are many solutions for indebted individuals to escape financial turmoil.
The most common forms of bankruptcy are:
Chapter 7: The elimination of debt through liquidation.
Chapter 11: For individuals and businesses which are in substantial debt.
Chapter 13: The reorganization of debt and the establishment of a repayment plan.
He was the lead counsel in the first Chapter 9 (Governmental Entity) bankruptcy in San Diego.
He can advise you when and if filing now is a good option for you.
If you are facing criminal charges in San Diego or Imperial County you need a lawyer who will give you an honest appraisal of your case.
Joe La Costa has over 30 years of combined Criminal and DUI Defense experience.
If you have been injured on the job Joe La Costa can represent you to get your full benefits from your employer.
He has been representing injured workers regarding disputes with employers for over 30 years.
NOTICE: Making a false or fraudulent workers' compensation claim is a felony subject to up to 5 years in prison or a fine of up to $50,000 or double the value of the the fraud, whichever is greater, or by both imprisonment and fine.
If you have been injured in an accident Joe La Costa can help you to understand all of your rights and obligations.
He has been protecting the rights of injured people in San Diego and Imperial County for more than 30 years. Joe La Costa is committed to getting you the help you need, as is your right under the law.
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